Privacy policy
Short version: the calculator runs entirely in your browser. The numbers you type are never sent anywhere, not to this site and not to any advertiser.
Calculator inputs
All calculations are performed by JavaScript running in your browser. Nothing you type into the calculator — volume, average ticket, rates, fees — is transmitted, logged, stored, or shared. There is no server-side processing and no database. If you open your browser's developer tools and watch the network panel while using it, you will see no requests carrying those values.
This design choice exists because the inputs are commercially sensitive. Your processing rates and volumes are information your competitors would find useful. A tool that needed to see them to work would be a worse tool.
What is collected
| Data | Collected? | Purpose |
|---|---|---|
| Calculator inputs | No | — |
| Name, email, account | No | No accounts exist |
| Server logs (IP, user agent, path) | Yes | Security, abuse prevention, aggregate traffic counts |
| Cookies for advertising | See below | Advertising, if enabled |
| Analytics | See below | Aggregate page performance |
Hosting
This site is served as static files by a content delivery network. The network operator processes standard request logs — IP address, timestamp, requested path, user agent — for security and operational purposes. Those logs are aggregate and are not used to identify individual readers.
Advertising and cookies
This site may display advertising served by third parties. Third-party vendors, including Google, may use cookies to serve ads based on a user's prior visits to this or other websites.
- Google's use of advertising cookies enables it and its partners to serve ads based on visits to this site and/or other sites on the internet.
- You may opt out of personalised advertising by visiting Google Ads Settings.
- You may opt out of third-party vendor cookies for personalised advertising at aboutads.info.
For readers in the EEA, UK and Switzerland, a consent management platform is used to obtain consent before non-essential cookies are set, in line with the IAB Transparency and Consent Framework. Consent can be withdrawn or changed at any time via the consent link in the footer.
Affiliate links
Some outbound links are affiliate links, meaning the destination site may set a cookie recording that the visit came from here. That cookie is set by the destination, not by this site, and is subject to their privacy policy. Full details of the arrangements are on the disclosure page.
Analytics
Where analytics are used, they are configured to record aggregate page-level data — page views, referrers, country — without cross-site tracking or individual profiling. IP addresses are not stored in full.
Your rights
Because this site does not create accounts and does not store calculator inputs, there is generally no personal data held about you to access, correct, or delete. For data held by advertising or analytics providers, use the opt-out links above, or contact the provider directly. Readers in the EU/EEA and UK have rights under GDPR and UK GDPR respectively; readers in California have rights under the CCPA/CPRA. Requests can be sent to the address on the contact page.
Children
This site is intended for business owners and finance staff. It is not directed at children under 16 and does not knowingly collect data from them.
Changes
Material changes to this policy will be reflected in the review date below. Because no personal data is stored, changes are unlikely to affect you directly.
Last reviewed 30 October 2026.